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2009 – a fantastic year comes to a close!
Posted on January 1st, 2010 2 commentsAnother year comes to a close! First, let me wish you all a fantastic New Year ahead! May all your wishes and dreams turn true!!!
To me, 2009 turned out to be one of my best years so far! Many firsts, many challenges overcome and goals reached, an addition of a cutie-pie in my family (baby girl) and much more!
The most important thing was the birth of my daughter! She was born on 21-Nov-2009. She has changed me forever. My world is now filled with fairy tales! Here is a pic of her.
Financially too, the year has been great. I reached my personal networth goal for 2009 in July itself, aided hugely by the stock market surge. I managed to better my own goal by 33%… inspite of more than expected spending. My yearly savings figure for 2009 stood at 51.6%.
If you kept adding to your folio during the downturn without listening to naysayers, you made a killing. The Nifty in 1 year went from 2959 to 5201, a rise of almost 76%. If you picked your stocks well, you even made 3-5 baggers. My biggest gainers were Yes bank, BEL, LMW, GDL, etc all of which had a high weightage in my folio in addition to Nifty bees and Junior nifty bees. Ever since the Nifty hit P/E of 18+, I had been a seller. In Sept, Nifty P/E hit 22 and I sold almost 40% of my index holdings. However, I am holding onto my individual picks except Yes bank which I had sold during the year.
I had also topped up on term insurance coverage for self and spouse from Aegon Religare. Also invested a bit of money in Aegon Religare Invest Maximizer as I really liked the switch options provided by ULIPs (they are tax free unlike in the case of MF switching). Also, it is one of the cheapest ULIPs in market today. Post June, I have been putting my money into floating rate funds mostly. I am not finding anything attractive enough. And I dont want to put it into the index unless P/E drops below 18. My regular contributions towards PPF, EPF (voluntary), MF’s, etc have continued too.
Professionally, 2009 was a dull year. I was working on things I was not really enjoying doing. And I was free most of the time, and you know what happens to an idle brain. It rots!! But all that is set to change. I am changing project starting Jan 4. Am looking forward to it. (In hindsight, having been free has really helped me get into a lot of extra-curricular activities that I really enjoyed. Also, this phase, I believe has helped mould me into a much better person)
2009 was a fantastic year for extra-curricular activities. Few being cycling, traveling a ton, going on bird watching trips, driving to exotic locales, photographing fantastic landscapes, meeting different people, etc.
A few things that I did in 2009 on my hobby front
- Purchased D90 Nikon DSLR and added 3 lenses to my kit. 50mm prime, 18-70 and the 70-300VR, all Nikkor lenses.
- Purchased a Trek 4300 cycle and a ton of accessories.
- Cycled in Coorg, Ooty and Agumbe in addition to places around Bangalore
- Birding in Masinagudi, Coonoor, Ooty, Mysore, etc in addition to places around Bangalore like Kanakpura, Ragihalli, Devarabetta, Valley school, GKVK, Jakkur, Manchinebele, Komaghatta, etc.
- Photography trips to places like Sigandoor, Keladi, Ikkeri, Belur, Halebid, Koodali, Ooty, Bokapuram, Coonoor, Kotagiri, Shimoga, Gopalaswamy betta, etc in addition to places around Bangalore
- Developed interest in the heritage of our country. Want to explore more forts, temples and ancient buildings in S.India
- Researched so much about Nilgiris that I can write a book myself. Discovered a few old British trails, alternative routes via forests to places like Doddabetta, Kalhatty falls, etc. Read a ton on Nilgiris. Went on birding trips to almost every corner in and around Ooty. Tried to find out the present day locations of 200 year old paintings. Spoke to tribals. What not. And, also purchased the domain www.neilgherries.com (Old British name for Nilgiris), but havent had the time to set it up.
- Attended Kalyan Varma’s photography workshop
- Watched a lot of plays @ Rangashankara and have been bitten by the drama bug ever since.
A few pictures from my portfolio.
A few shots taken during my cycling rides (using compact camera)
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Travel – to do
Posted on August 30th, 2009 2 commentsHere is a list of places I would like to travel to, within India, possibly by end of 2010.
- Ladakh
- Manali
- Rajasthan – Kumbalgarh, Pratapgarh, Jaipur, Udaipur, etc
- Maharashtra – Shivaji’s forts
- Kanha sanctuary
- Bharatpur sanctuary
- Rantambhore sanctuary
- Do these treks in Nilgiris
- Parsons valley – Porthimund – NWEA hut – Mukurthi peak – Mukurthi dam – back
- Parsons valley – Porthimund – NWEA hut – Western catchment WC 3 – WC 2 – Kolaribetta – Avalanche – back
- T R Bazaar – Pandiar – Nilgiri peak – Mukurti peak – WC 2 – WC 1 – Bridle path – Bangitappal – Sispara pass
- Emerald – Avalanche – Kolaribetta – Bridal path – UB earth dam – UB hut – Korakundah
- Nilgiris – Nadugani, Sispara, Bangitappal, Emerald, Avalanche, Red hills, Billikal, Longwood shola, Naduvattam forest reserve, Cairn hill, etc
- Ajanta & Ellora
- Belur, Halebid, Hampi, Aihole , Bidar, Badami, Chitradurga fort, Pattadakkal
- Shimoga, Jog, Agumbe, Keladi, Ikkeri, Banavasi, Dandeli wildlife sanctuary, Gudavi bird sanctuary, Mandagadde, Bhadra Wildlife Sanctuary
- Kaggaladu heronry, Kokkarebellur
- Somnathpur, Srirangapatna
- Nagarhole
- Andaman
- Lakshwadeep
- Sulthan bathery, Lakkidi, Wynad
- Melkote, Shravanabelagola
- Temples of Tamil Nadu
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Tour of Nilgiris – birding, cycling, photography & nature
Posted on August 26th, 2009 No commentsWould anyone be interested in a trip to Nilgiris from Sept 18-25.
As of now, we are two people. Dev and I. We are looking for more company. The ideal head count would be between 4 and 6. If you are interested, do let us know.
We intend to carry our cycles on a car and do a lot of cycling as well. So, a cycle is a must for this ride. (If you dont have one, can be rented). Also, since cycles will be carried too, I think only 2 can ride in a car unless it has room for more.
The activities planned for this trip are:
- cycling
- bird watching
- nature and landscape photography
- Nilgiri mountain train ride
- street photography at places like Stephen church, Assembly rooms, etc
The itinerary is as follows. Have also mentioned the estimated cost, stay, etc. However, the final version could change too.
NOTE: Would also appreciate your feedback for the plan below.
Date
18
19
20
21
22
23
24
25
Start time
Start @ 5am
Start @ 6
Start @ 6.30
Start @ 6.30
Start @ 6
Start @ 9.30
Start @ 9.30
Start @ 6
Reach Mudumalai @ 11
Walk to Moyar river & birding
Cycling Ooty ->Palada ->Emerald ->Avalanche (25 Km 1 way)
Cycling to Parsons valley -> Porthimund (15Km 1 way)
Cycling Hotel ->Doddabetta (10Km)
Birding @ Botanical gdn ?
Visit a Toda hut?
Drive to Kalhatty ghat
Safari
Drive to Masinagudi & birding
Ride if possible to Upper Bhavani areas
Birding enroute Porthimund
Cycling Doddabetta ->Wood house ->Monarch hotel ->Navanagar palace ->Hotel
Nilgiri mountain train ride to Coonor @ 2.45
Street photography (Stephen Church, Assembly rooms, etc)
Birding @ Kalhatty falls
Evening birding or elephant camp
Birding @ Valaithottam
Birding enroute to Avalanche
Birding @ Cairn hill
Peacocke trail
Bus Coonoor -> Ooty
Peacocke trail
Birding @ Masinagudi
Overnight stay @ TTDC or Jungle homes
Cycling up Sigur ghat to Belikkal
Birding @ Muthorai if possible
Evening stroll in Charring cross / commercial street
Back to hotel
Evening stroll
Shopping, last min plans
Drive to Bangalore
Overnight stay nearby / Ooty
Back to hotel
Back to hotel
Back to hotel
Back to hotel
Back to hotel
Reach by 6 pm
Notes
** can we take 2 cycles per car?
** Permission needed for Avalanche / UB
** Permission needed for Porthimund
Food cost per 2 ppl
600
600
600
600
600
600
600
400
Travel cost per 2 ppl in 1 car with 2 cycles
1200
200
0
0
0
200
400
1200
Stay cost for 2
800
800
800
800
800
800
800
0
Stay
TTDC / Jungle homes / ?
Ooty hotel
Ooty hotel
Ooty hotel
Ooty hotel
Ooty hotel
Ooty hotel
Not needed
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Coincidence?
Posted on August 18th, 2009 3 commentsI walk into my library (mylib.in) to pick up a couple of books.
I pick up “Trekking holidays in India” and “The Man-eaters of Kumaon” by Jim Corbett. As I move towards the check-out counter, I see an old queer looking book. The word that captures my attention is “wild“. The title is “Into the wild”.
Out of curiosity, I pull out the book and read the brief at the back. The gist interests me and I end up picking it (and dropping Jim’s book). The day is Sunday, Aug 16.
I go home and start reading it. I find the story interesting, but a bit dark too, delving into human emotions (whichI believe is the most complex thing to understand). I discuss the book with a colleague on Monday and come to know about a movie based on the book by the same name. I get so interested that I read the book late into the night on Monday. Deeply influenced by the character Chris, I tweet a quote of his which I like so much.Also end up putting the same line as my Orkut status message.
“Nothing is more damaging to the adventurous spirit of a man than a secure future”
And on Tuesday, I finish reading the book. I get hooked into knowing more about this guy. Chris McCandless. I read a wikipedia article on him. I review a movie based on his life. Also, out of more curiosity, I do a google image search to see more ‘real’ pictures of the guy (and not from the movie).The date is August 18.
Finally, I find that there is a fan created Facebook account of his with a few photos and lots of comments there. I am flabbergasted by one comment I read there.
“Let’s think on him today – 18 August 1992″
I realize suddenly that the guy had probably died on Aug 18 in 1992, which is clearly mentioned in the book.
Oh my god, it is today! August 18, 17 years later! And I, deeply impressed and perplexed by the book’s depiction of the guy, have been googling so much about him. Spending almost all of my evening on a guy who I knew nothing about 50 hours ago. All the while, not knowing that it was his death anniversary!
Coincidence, anyone?
Rest in peace, Chris (aka Alex the supertramp)
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Spot the bird!
Posted on August 17th, 2009 No commentsCan you spot the bird in the picture?
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Habitat in nature photography
Posted on August 8th, 2009 1 commentWhen it comes to wildlife / bird photography, people mostly attempt to get a frame filling picture of the subject. A frame filling shot, like the one below, gives more satisfaction to some people, esp to amateur photographers who have just begun their journey.

Those with super zooms like 800mm lenses come very close (okay, it also depends on the size of the subject and distance!) to getting frame filling images of birds and animals. Others have to either make sure they are very close to the subject or do a crop of a larger image in order to get a frame-filling shot.Going very close to birds/animals is not always possible. And buying longer tele lenses is not a feasible option for many as they run into lakhs (INR). Hence many amateurs / beginners tend to feel disappointed at not getting the kind of shots that the professionals get with their super zooms.
I have a Nikkor 70-300 VR lens which is my workhorse. And I too have been trying to get frame filling images only to be disappointed many times…. But recently I have started thinking on different lines. Why not be a habitat photographer?
Click the subjects in their natural environment. Leave enough room around the subject to tell a story about its living space and not just the subject. Open your eyes towards things beyond just the subject. Use your photo to tell a story!














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